Category Archives: Finance

Without collateral, get loan immediately to your account (lainaa heti tilitlle)

When an individual approaches for a loan(lainaa),the lender will ask for collateral. Collateral is a valuable item that the lender retains and seizes when the borrower fails to repay the loan.Majority of lenders will not grant loans(laina) without collateral. Your home, jewellery, property is often asked as collateral. The lender offers you a loan based on this security. If you fail to repay the loan, the lender will sell the collateral by the order and the loan money is recouped. Nevertheless, there are lenders who will without collateral offer to get loan immediately to your account(lainaa heti tilitlle).

You need to know that collateral based loan(lainaa) can be of a disadvantage to the borrower. These collateral based loans have been making news for the negative ways the lenders have been utilizing them. If the borrower intends taking another loan, he has to discharge the collateral mortgage before the other lender takes over the mortgage. To have the discharge processed, you will have to pay quite a bit of fees to a lawyer to carry out the legal process. Moreover, if the loan amount is 80 per cent greater than the property’s value, you will find it difficult to switch over to another lender until you have paid down. Taking all these drawbacks into consideration, surely, you would be only too willing to go in for a quick loan immediately(pikalanina heti)that does not require collateral at all also called unsecured loan.

Benefits of loan (lainaa)without collateral
1. Best for borrowers who have no collateral to part with.
2. No delay by the lender but offer luottoa heti (credit immediately).
3. There are online lenders available offering such loans thus saving you on time and energy.
4. Unsecured loans offer flexibility in repayment with an option of fixed repayments every month.

Going through the above article,you furnished with the information that will lead you to better understanding that you can still get a quick loan immediately(pikalanina heti)without collateral. Both secured and unsecured loan(lainaa)terms and interest rates may vary widely. Hence, shop for the best deal by comparing different loans from varied range of lenders.